Question 2 (8 marks) A bank in Hong Kong is now promoting a 5-Year Life Insurance Plan. The customers need to make payment today and will be given both the princpal and interest in 5 years . All the information is indicated in the following table. 2/3 According to the announcement made by the Bank of China (Hong Kong) on 21st September 2023, the prime rate was 5.875%. a. Based on the given information, which option should be recommended? Explain. (Round your answers to two decimal place, if applicable) (4 marks) b. Suppose there is a personal loan scheme with a privileged interest rate of "Prime rate 2.5%". Which option should then be recommended? Explain. (Round your answers to two decimal place, if applicable) (4 marks)