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Question 2 - Financial Statements (15 marks) The table below is Tobias and Antonia's balance sheet as of December 31, 2021. Assets Liabilities Checking account

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Question 2 - Financial Statements (15 marks) The table below is Tobias and Antonia's balance sheet as of December 31, 2021. Assets Liabilities Checking account $6,000 Credit card balances Savings account $3,000 American Express Card (22% interest) $6,500 Cash $500 Master Card (20%) $8,000 Market value of home $780,000 Car loan $13,000 Market value of car (Honda) $15,000 Loan from Antonia's mother $150,000 Furniture $5,000 Mortgage $400,000 Computer & electronics $8,000 Jewelry $1,500 RRSP $6,500 Mutual funds $15,000 Total assets $835,300 Total liabilities $563,000 Net Worth $272,300 (Part A) If the average spending of Tobias and Antonia is $61,200 per year, (1) compute their liquidity ratio and (2) explain if their liquidity ratio is in appropriate range. Round to two decimal places of percentage (eg., 11.11%) (10 marks) (Part B) How much interest could be saved annually if Tobias and Antonia can convert credit card debt to investment loan? They can get investment loan at 6% Page 7 of 10 interest. (5 marks) Question 2 - Financial Statements (15 marks) The table below is Tobias and Antonia's balance sheet as of December 31, 2021. Assets Liabilities Checking account $6,000 Credit card balances Savings account $3,000 American Express Card (22% interest) $6,500 Cash $500 Master Card (20%) $8,000 Market value of home $780,000 Car loan $13,000 Market value of car (Honda) $15,000 Loan from Antonia's mother $150,000 Furniture $5,000 Mortgage $400,000 Computer & electronics $8,000 Jewelry $1,500 RRSP $6,500 Mutual funds $15,000 Total assets $835,300 Total liabilities $563,000 Net Worth $272,300 (Part A) If the average spending of Tobias and Antonia is $61,200 per year, (1) compute their liquidity ratio and (2) explain if their liquidity ratio is in appropriate range. Round to two decimal places of percentage (eg., 11.11%) (10 marks) (Part B) How much interest could be saved annually if Tobias and Antonia can convert credit card debt to investment loan? They can get investment loan at 6% Page 7 of 10 interest

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