Question $2$: Identify any one specific sector of your choice from traditional financial services $($e$.$g$.,$ banking, insurance, payments, investment$).$ Discuss the key challenges and opportunities faced by this sector in$.$ light of Fintech disruption. Propose innovative solutions to address these challenges and leverage the opportunities presented.

Question $3$: Analyze the impact of Fintech disruption on financial stability and systemic risk on the sector you have chosen in question $2.$

Question $5$: Discuss your understanding of cloud computing and its role in enabling Fintech disruption. Try to use it in the sector you have chosen in question $2.$

I need answer to each question indidiually and with the references.