Question 2 :

"Mugbook" founder and CEO Freddy Fastlane pulls his beloved pink and white 1959 Ford Fairlane out of the garage of Mugbook's Silicon Valley headquarters.Freddy is late for an important "Mugbook" business appointment with a high-value client. After the appointment he intends to drive to his multimillion dollar Portola Valley mega-mansion.Rushing to his appointment and driving above the posted speed limit and only three blocks away from his "Mugbook" office, Freddy gets into an automobile accident with Lucy Luckless.

After colliding with Lucy, Freddy careens out-of-control and hits your friend, former superstar, and fresh out of jail, Lindsay Dopez who is, for the first time in her life respecting the law and crossing the street in a crosswalk. The accident is clearly Freddy's fault. Lucy is not hurt but her $334,409 2019 Ferrari F430 Spider car is demolished.Lindsay is not-so-lucky; she breaks a freshly manicured fingernail and is rushed to Choke Memorial Hospital.Lindsay's medical bills total $103,999.99.Lindsay has Last-Gasp Health Care Insurance Company medical insurance.Lindsay's Last-Gasp policy contains a comprehensive subrogation clause.Last Gasp pays all of Lindsay's medical bills.Freddy has minimum liability insurance coverage, his insurance declaration page states "15/30/5".

A.If Lindsay sues Freddy, the most Freddy's insurance company will pay her is: _____.

B.The most Freddy's insurance company will pay Lucy is _______.

C.Suppose Lucy tells you that she has Uninsured and Underinsured coverage by ZZZ Automobile Insurance Co.Given that you took BUS 301, what would you tell her about her predicament?

D.Suppose that Lindsay refuses to settle for Freddy's insurance policy proceeds and sues him for damages.The jury awards her a total of $104,000.00.Not considering attorney's fees, calculate theamountLindsay can expect to keep and statewhy that amount.

E.What other sources of compensation are potentially available to Lucy and Lindsay?Note: other sources are additional "pockets of money" to make Lucy and Lindsay whole --notclaims or associated causes of action.