Question 2 of 10 2 Points Following data pertains to Castle State Bank. Balance Sheet: Cash 97.247, Securities 585.918, Net loans 1194.246, Net premises 308.07; Deposits 1097.072, Non-deposit borrowings 804.376, Common stock $11.502, Surplus $129.636; Income Statement: Interest Income 400.45, Interest expense 200.108, Noninterest income 51.568, Noninterest expense 97.321, Provision for loan losses 58.203, Securities gains (losses if negative) -8.068, Taxes 47.096. What is Castle State Bank's expense control efficiency ratio? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it as 0.1445. Note: Undivided profits is the only item missing above; it is the item that would balance the balance sheet