Question 2 You are considering a new house. The price of the house is RM650,000 and you have put 65,000 as the first down payment. The annual interest rate is 4.5% and you wish to pay for the house over a 30-year period. Present your answer in Excel spreadsheet. Spreadsheet 1: Prepare a 360 months loan amortization schedule Spreadsheet 2: Apart from the scheduled payment, you intends to make a lump payment of RM10,000 at the end of every five-year. Goal seek to find the new monthly payment. Guideline: Period Beginning balance Interest charged Scheduled payment Extra payment Principal deduction Ending balance