Question 20 (1 point Richard look at key person disability insurance for his computer engineer, David. Monthly benefits after a 60-day waiting period amount to 54,000 a month for 12 months with a replacement expense benefit rider of 52,000 a month. Following a ski xadent David remained in a coma. It took Richard six months to find a replacement with the same knowledge and skills as David How much die Richard receive from the insurer? 24000 12ood O 540.000 usco BOL 36000 67012 b) $48.000 Od $52.000 Od 560.000 page-123-124 3 EUILTON, ZUTTU