- Question 20 Salma wants to have $179,000 in 8 years from today. She expects to earn a return of 12.6 percent per year. Salma plans to make regular savings contributions of X per year for 8 years, with the first of these regular savings contributions made in 1 year from today. In addition, Salma expects to make a special savings contribution of $9,000 in 5 years from today. What is X, the amount of Salma's regular savings contribution? point Wumber Help Number - Question 21 Shelby currently has 11,000 dollars saved and plans to make annual savings contributions of 11,800 dollars. Her first annual savings contribution is expected in 1 year. Shelby expects to earn 5.48 percent per year. How many contributions of 11,800 dollars does Shelby need to make in order to have 83,842 dollars? point Wumber Help Number