Question 20 Unsaved Again, Inc. bonds have a par value of $1,000, a 38 year maturity, and an annual coupon rate of 19.0% with annual coupon payments. The bonds are currently selling for $1,193. The bonds may be called in 4 years for 119.0% of par. What quoted annual rate of return do you expect to earn if you buy the bonds and company calls them when possible?