Question 21 1 pts Five years later, First National Bank's balance sheet figures (all in millions of $) are as follows: net worth = 40; deposits = 200; reserves = 20; loans = 220. The bank's leverage ratio is equal to to 1. (Enter your answer as a whole number.) Question 22 1 pts Because of the pandemic, 10% of debtors file for bankruptcy and default on their loans. How much is the bank worth now? (If you think the answer is $27 million, for example, simply enter 27.)