Question 21 2 pts If the market thinks interest rates will remain constant over the next year, but you think interest rates will actually decline, you can maximize your return on investment by purchasing: Long-term premium bonds Short-term premium bonds Short-term zero coupon bonds Short-term discount bonds O Long-term zero coupon bonds 2 pts Question 22 Standard settlement procedures in the bond markets call for physical delivery and payments to occur O the same day as the trade on randomly-assigned days chosen by the seller's broker the next business day five business days (i.e., one week) after the trade d two business days after the trade