QUESTION 21

1. A major market for Dime Community Bank is multifamily residential, commercial real estate lending.

   True

   False

2 points

QUESTION 22

1. A major source of funds for Dime Community Bancshares is core deposits.

   True

   False

2 points

QUESTION 23

1. Approximately 83% of Dime Community Banks loans are secured by real estate located in the NYC boroughs of Brooklyn, Queens and Manhattan as of December 31, 2018.

   True

   False