Question 22 (1 point) The failure of individual businesses to maintain ethical standards of conduct was a major factor that led to the Financial Crisis of 2008. This means that: The big businesses shouled have acted as role models for smaller businesses Even though the actual number of wrong doers might be small, their actions can have an outsized effect on the economy. Each business's misconduct adds to the cumulative effect of wrongdoing in the economy. All of the above Response 2 and 3.