Question 22 1 pts Find Rate in Hiring Bonus Comparison. You're considering job opportunities that involve long-distance relocation. One position offers a sign-on bonus of $10,000 today and another position offers a retention-style bonus of $20,000 after five years if still employed there. What is the discount rate that makes the two bonus the same by dollar value when applying Time Value of Money concepts and assuming annual compounding for the rate? 18.25% 19.8% 11.5% 14.12% 14.87% Question 23 1 pts In calculations involving present value or future value, the cash flows are assumed to be unless stated otherwise. At the end of the time period. Monthly during the time period In the middle of the time period Spread out evenly over a time period o At the beginning of the period