QUESTION 23 you choose to raise your deductible and your premium lowers enough to offset your potential out of pocket cost in the event of a claim you should Take the higher deductible Stay with your current deductible Lower your current deductible Shop among other insurance carriers None of the above QUESTION 24 Characteristics of an Insurable Risk are all the below except Large numbers of similar items Accidental and unintentional losses Losses that should be catastrophic Determinable and measurable risks None of the above QUESTION 25 Insurers can reduce their risk to large exposures by all the following excent Raising their deductibles Buying reinsurance Adding higher limits and more coverage Not writing the risk All of the above