QUESTION 24 Covenants a. Are promises the borrower undertakes in order to acquire debt b. Are grounds for debt recall if the borrower abrogates the terms c. Are often attached to mortgages and car loans d. All the above QUESTION 25 Financial net worth a. Is the result of subtracting total expenses from total assets b. Is the result of subtracting total liabilities from total assets c. Is the result of subtracting total liabilities from total cash flow d. Is the result of subtracting short term liabilities from long term assets