Question 25 By paying cash for a purchase, you: forgo the opportunity to keep the cash in an interest-bearing account. always get a cash discount. can build a better credit rating. get better personal service from store employees. have a better selection of goods than you do if you use credit. 2 points Question 26 The purpose of a security deposit is to: cover the cost of utilities pay for damages that a tenant might cause during his or her occupancy pay for the tenant's portion of the real estate property taxes. cover increases in monthly rent. meet government regulations for a safe building. 2 points Question 27 Starting a small business that may or may not succeed is an example of ___________ risk. pure speculative commercial personal liability 2 points Question 28 A cash flow statement, which we have also called an income statement and budget, reports on: your net worth. your current income and payments. the value of your investments. the balance in your checking account. the amount of your debt.