Question 27 3.33 p Standard mortgage loans require monthly payments typically composed of two components: interes and principal repayments. When scheduled mortgage payments are insufficient to pay all of the accumulating interest, causing some interest to be added to the outstanding balance after each payment shortfall, the loan is said to be: O negatively amortizing nonamortizing O fully amortizing O partially amortizing Question 28 3.33 pts Compared to subprime mortgages, Alt-A mortgages are typically O None of these are correct O Less risky Equally risky due to the underlying insurance of Alt-A mortgages More risky Question 27 3.33 p Standard mortgage loans require monthly payments typically composed of two components: interes and principal repayments. When scheduled mortgage payments are insufficient to pay all of the accumulating interest, causing some interest to be added to the outstanding balance after each payment shortfall, the loan is said to be: O negatively amortizing nonamortizing O fully amortizing O partially amortizing Question 28 3.33 pts Compared to subprime mortgages, Alt-A mortgages are typically O None of these are correct O Less risky Equally risky due to the underlying insurance of Alt-A mortgages More risky