Question 28 (3.5 points) When you retire 40 years from now, you want to have $2.5 million. You think you can earn an average of 9% on your investments. To meet your goal, you are trying to decide whether to deposit a lump sum today, or to wait and deposit a lump sum 4 years from today. You must deposit more/less (pick one) as a lump sum if you wait for 4 years. $29,007.69; less $33,326.51; more $38,059.91; more $42,871.21; less $32,759.40; more