Question 29 1 pts A borrower is borrowing $300,000 with a 30 year term, monthly payments, and has the following two interest rate options: 65% interest rate without paying discount points; or (ID 4.75% interest rate and paying 1 discount point. The borrower will pay $3,000 in loan costs on either loan in addition to any discount points. The borrower expects to move or refinance in 10 years. Which of the following is true?... O a. The EBC for option is 5.14% b. The EBC for option() is 5.03% c. The borrower should choose option O d. a and b O e. a, b and c