Question 2(E): The following model test the effect of Credit Score and Student status on Insurance Premium (response variable): Insurance Premium is in S and Credit Score is in number of units (increasing implies better credit worthiness and lower default risk). Student is a dummy variable, which is equal to 1 if a person is student and 0 if the person is nonstudent. Choose the correct statement from below: Students are significantly more likely to have lower insurance premium than nonstudents on average. The effect of Credit Score on Insurance Premimm is significantly different for students vs. non-students. For a specific level of credit score, the insurance premium for students are not significantly different as compared to non-students. For a specific level of credit score, the insurance premium for students are likely to be bigher for students as compared to non-students