Question 3 1 pts Zelda currently works full-time, earns $50 per year and plans to retire at the end of next year [t=1]. A training course is offered at work (in t=O} where she would learn new skills which would allow her to do more advanced work and earn $61 rather than $50 in her last year of work. She would need to pay $6 towards that training in the current period [t=O} but she would be able to keep working during training time and earn her usual salary. What is the internal rate of return (IRR) of this training course? [Round to 2 decimals where needed]