Question 3 (2 points) If your goal is to retire in 45 years with $2 million, how much should you save per year assuming you will earn a 8% annual rate of return on your investments? $5,174.57 $10,100.99 $8,118.70 $3,174.57 Question 4 (2 points) An insurance policy will pay you $2,000 per year indefinitely, with the first payment being paid 6 years from today. Using a discount rate of 2%, what is a fair price for this insurance policy in a lump-sum payment occurring today? $90,573.08 $89,500.55 $96,400.12