Question 3 3 pts You plan to retire in 31 years. You are debating whether to deposit $62,099 into an account earning 13 percent annually today or waiting 9 years before making the deposit. How much more will be in the account when you retire in 31 years if you make the deposit today as opposed to waiting 9 years to make the first deposit? Question 4 3 pts You currently have $1,406. You plan on investing it at 16 percent per year until you have $111,824. How long will you wait until you achieve this goal? Enter the answer with 2 decimals (e.g. 1.23)