Question 3 &4

spall 3. Allan pays Bestor $100, which Allan owes Bestor, with a check stating "Pay to the order of Dale Bestor $100." How can Bestor transfer this check to Wickard in such a way as to make Wickard the holder of the check? 4. Higgins owes the Packard Appliance store $100. He mails a check to Packard. The check is drawn on First National Bank and states "Pay to the order of cash $100." This check is stapled to a letter stating that the $100 is in payment of the debt owed by Higgins. Edwards, who is employed by Packard in the mail- room, removes the letter from its envelope, detaches the check, and disappears. No one knows what has become of the check until it is presented at First National Bank by a person identifying himself as Gene Howard. The bank pays this person $100 and debits that amount against the account of Higgins. Higgins protests that this cannot be done because the check was lost and never belonged to Howard. Is Higgins correct