Question 3 (a) John, a retiree, approaches your financial advisory firm for advice on investing in stocks and bonds. He wants to know more about the differences between these 2 asset classes, as to cash flows, risks, returns and suitability of these investments for him. Apply your knowledge of stocks and bonds to advise him. (10 marks) (b) John further notes that in the aftermath of the Covid-19 pandemic, the dividend yields of some stocks are at very attractive levels and asks your advice in regard to investing in these stocks. Evaluate and advise John