QUESTION 3 a) Mrs. Roland recently received her Visa Bill for period March 15 - March 31 March 1 March 10 March 14 March 22 March 25 March 28 Opening Balance Shell DamaiLaut Watsons East Coast Mall Payment IKEA Air Asia return ticket to Jakarta RM 1200.00 RM 73.00 RM180.00 RM1000.00 RM1100.00 RM480.00 Using average daily balance method including current purchases, calculate the following: i) ii) iii) iv) Average daily balance Interest charge (18 percent per annum) Total outstanding balance Minimum payment (5 percent) (16 marks) b) Identify two (2) common danger signals of potential debt problems. (4 marks)