Question 3. Jill earns $75,000 per year. Her employer offers both a Roth and a traditional 401(k) plan. Assume Jill is less than 50 years old. If she contributes the maximum allowable, how much will her taxable income be if she contributes to the traditional 401(k) ? If instead Jill contributes the maximum allowable, how will her taxable income be if she contributes to a Roth 401(k) ? Question 4. J is a 38 -year old manager making $75,ooo per year whose 40 -year old spouse does not work outside the home. What should J's spouse do to save for retirement in a taxadvantaged way