Question 3 (of 7) 3. value: 1.42 points Retirement Planning with gift A couple thinking about retirement decide to put aside $20,500 each year in a savings plan that earns 8.40% interest. In 7 years they will receive a gift of $136,000 that also can be invested. a. How much money will they have accumulated 34 years from now? (Do not round intermediate calculations. Round your answer to 2 decimal places.) Accumulated savings b. If their goal is to retire with $4,853,387 of savings, how much extra do they need to save every year? (Do not round intermediate calculations. Round your answer to 2 decimal places.) Additional savings per year