Question 32 3 pts Provided that the pure premium charged is based on the expectation that all would participate, what problem would the insurer encounter if the insureds are able to elect not to participate? Briefly explain HTML Editor BIVATE 33 33 x x - E NOT TH 12pt Paragraph I O words Question 33 2 pts Question 32 3 pts Provided that the pure premium charged is based on the expectation that all would participate, what problem would the insurer encounter if the insureds are able to elect not to participate? Briefly explain HTML Editor BIVATE 33 33 x x - E NOT TH 12pt Paragraph I O words Question 33 2 pts