QUESTION 32 What equal monthly payment would you have to make into a 12% account (monthly compounding) if you want to accumulate a total of $500,000 by the end of 30 years? $98 $129 $135 $143 none of these QUESTION 33 A deferred annuity of $3000 per year will start in year 7 and end in year 40. Using a rate of 7.5%, what is the present value of the deferred annuity? $25,383 $23,702 $34,189 $115,560 none of these