Question 33 (0.5 points) You are bored during your spring break and decide to analyze a sweepstakes prize. The winnings will be split into 12 monthly payments of S2,000 starting from today. If the annual rate of return you can get at your bank is 3% (ie, monthly return is 3%/12). what is the present value of these winnings to you? $29,507.03 $23,614.51 $ $38.968.98 $20.505.25