Question 35 1 pts Which of the following statement is correct? The buydown has a disadvantage that does not allow borrowers to qualify for the loan even when their current income meet the lender's payment-to-income criteria. Loan refinancing decision is nothing to do with the basic capital budgeting investment decision because we do not ask what is our return on an investment in a new loan. An assumable loan allows the borrower to save interest costs if the interest rate on the loan is higher than the current market interest rate. If interest rates decrease, the market value of a loan previously make will increase. O All the answers are incorrect