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Question 38 (85 minutes) [Chapter 9 and 10] Ms. Haddie comes to you for advice in February 2009. Last year (2008) was a year of

Question 38 (85 minutes) [Chapter 9 and 10] Ms. Haddie comes to you for advice in February 2009. Last year (2008) was a year of considerable change and turmoil for her. Her job in Waterloo, with Takeo...

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