QUESTION 38 Over the past 4 years an investment returned 0.1, -0.12,-0.08, and 0.13. What is the standard deviation of returns? (Note: input raw results NOT percentage results. For example, input 0.0102 NOT 1.02%) QUESTION 39 Consider a 5-year bond with a par value of $1,000 and an 9% annual coupon. If interest rates change from 9% to 5% the bond's price will: increase by $ QUESTION 40 You have just retired with savings of $6 million. If you expect to live for 58 years and to earn 13% a year on your savings, how much can you afford to spend each year (in $ dollars)? $ (Assume that you spend the money at the start of each year.)