Question 4 1 pts You would like to save some money to have $30,000 for your family vacation in three years from today. If a savings account pays 12 percent interest compounded quarterly, how much do you need to save today? $21.650 $23,451 $21,041 $26,788 Question 5 1 pts After consulting with your financial advisor, you figured that you need $150,000 per year for your living during 35 years of the retirement period. You consider buying an annuity contract which will pay $150,000 at the end of every year. Assuming a rate of return of 8%, how much do you need today to buy the ordinary annuity contract? $1,748,185 $1.755,457 $1.765.980 $1,733,457