Question 4 (2 points) The main purpose of underwriting is to: 1) Assist in marketing the insurer's products 2) Help producers meet their production goals 3) Find ideal risks O4) Develop and maintain a profitable book of business Question 5 (2 points) Which of the following methods of developing ultimate losses involves the concept that future changes in losse4s will occur in a similar manner as has happened in the past? 1) Bornhuetter-Ferguson method 2) Loss development method 3) Expected loss ratio method 4) ULAE method Question 6 (2 points) The primary reason to use the pure premium ratemaking method is: 1) To develop rates from past experience 2) To modify existing rates 3) To develop rates when data is not available or limited 4) To collect less data and incur loss cynense