Question 4 20 pt. You have to use pen and (A4 size) paper to complete this question 4. The initial T-account of Sunshine Bank is as follows: Assets Liabilities Reserves $45 million Deposits $450 million Loans $405 million Bank capital $45 million Securities $45 million Suppose that the required reserve ratio is 11% if there is a deposit outflow of $45 million, Sunshine Bank will face a problem. What is the problem? What solutions could your provide to Sunshine Bank? Draw T-accounts to explain any three of your solutions in your own words