Question 4 3 pts One of the best features of term life insurance is that you are able to borrow against the face value. True False Question 5 3 pts If you have a good comprehensive health care policy, paying extra for disability income coverage is not a good use of your scarce insurance budget. O True False Question 6 3 pts If an individual dies intestate, then the court must oversee the distribution of the individual's assets. However, if an individual has a will, the executor of the will can distribute the assets without involving the court system. True False