Question 4 3.5 pts A borrower bought a house for $200,000; he can obtain an 80% loan with a 30-year fully amortizing.7% interest rate and monthly payment. Alternatively, he could get a 90% loan at 8.5% with same term. What is the incremental cost of borrowing the additional fund? Assume he will hold the loan for 10 years. 18.91% 22.42% 20.35% 19.53%