QUESTION 4 EPF Members have the option and flexibility to diversify their retirement portfolio and enhance their retirement savings through the Members Investment Scheme (MIS). Under this scheme, members who have sufficient savings can transfer part of the funds in their EPF Account for investments via the appointed Fund Management Institutions (FMI), including Unit Trust Management Companies and Asset Management Companies. Since budget 2021 has been approved in the parliament recently and the financial market is showing a positive remark, Ali, aged 39 years thought of withdrawing some of his EPF savings to invest in the selected Public Mutual Fund as recommended by his unit trust agent. He found that he has RM93,000 in Account 1 and RM45,000 in Account 2. He is so anxious to know how much exactly he can withdraw from his account for each withdrawal if he wishes to withdraw four times for investment purposes. Please help him to do the calculation so that he can invest right away. Basic savings for his age is RM80,000. (10 marks) QUESTION 5 Uzair and Ain are planning to buy their first house. They are interested to buy two semi- detached houses (Lot A35 and Lot A36) that are next to each other. Uzair will buy Lot A35 which is the model house at the price of RM 660,000 and Ain will buy Lot A36 at the price of RM450,000. They managed to secure 95% financing from Maybank. They plan to do EPF withdrawal. Below is information regarding their EPF account balances. Account 1 Account 2 Uzair RM550,000 RM300,000 Ain RM 250,000 RM 50,000 Show in detail the amount that can be withdrawn and the available balance after withdrawal from Uzair and Ain's EPF account (10 marks)