Question 4. Leave the unallocated equity percentage at 70% but now change the non-qualified stock patronage refund to 10%, which means cash patronage paid is now 20%. a) What is the cumulative cash flow in year 10? Why did it improve? b) What is the cooperative's taxable income? Why did it go up? c) What is the member's return on investment (ROI)? Why did it fall? d) What is the co-op's return on investment (ROI)? Why did it fall? Question 5. Leave the unallocated equity percentage at 70% but now set the non-qualified stock patronage refund to 0% and set the qualified stock patronage to 10%, which means cash patronage paid is now 20%. a) Compared to the answers in question 4, why did the cooperative's cash flow improve when switching the type of stock from non-qualified to qualified? b) Compared to the answers in question 4, why did the member's ROI decrease when switching the type of stock from non-qualified to qualified? Question 6. Leave the unallocated equity percentage at 70% and the qualified stock patronage at 10%, which means cash patronage paid is still 20%. BUT, change the Revolving Period (years) from 10 to 5. a) Compared to the answers in question 5, why did the cooperative's cash flow decrease? b) Compared to the answers in question 4 , why did the owner's return increase significantly