Question 4 Leonard decides to repay a loan of 25 years using a decreasing annuity-immediate of 25, 24, 23, 22. 21, ..., 2. 1. Assuming an annual effective interest rate of 5%, calculate the sum of the interest repaid with the 14-th payment (t = 14), the principal repaid with the 22-nd payment (t = 22), and the outstanding principal immediately after the 5-th payment (t = 5). (A) 157.4 (B) 158.4 (C) 159.4 (D) 160.4 (E) 161.4