Question 4 of 10 2 Points Following data pertains to Castle State Bank. Balance Sheet: Cash 103.31, Securities 580.246, Net loans 1215.587, Net premises 299.212; Deposits 1097.928, Non-deposit borrowings 792.448, Common stock $11.325, Surplus $128.81; Income Statement: Interest Income 399.612, Interest expense 186.282, Noninterest income 48.309, Noninterest expense 99.582, Provision for loan losses 62.01, Securities gains (losses if negative) -7.183, Taxes 46.239. What is Castle State Bank's tax management efficiency ratio? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it as 0.1445. Note: Undivided profits is the only item missing above; it is the item that would balance the balance sheet