Question 4 What factors affect your credit scores? Your income Your tength of employment How much of your credit card limit you use The amount of money you have in savings Question 5 Which of the following are likely to make your credit scores increase? Closing old credit accounts Applying for new credit Getting a better paying jobs Paying your bills on time Question 6 Who should regularly look for identify, and dispute errors on your credit reports? The credit reporting agency The information furnisher The individual, business, or organization that uses credit reports to make decisions about you You