Question 41 (1 point) Which mortgage option is best in the following scenario? The Jones are purchasing their first home for $450000 and financing with a $360000 mortgage. They expect interest rates to stay the same for the next five years and have no prospects for any increase in their incomes. The prime rate is three percent. A) A five-year open VRM at prime plus two percent B) A five-year closed mortgage at four and a half percent C) A four-yetar closed mortgage at four and a half percent D) A two-year open convertible VRM at prime plus two percent Question 42 (1 point) If Jack damages his car by skidding on ice and colliding with a fence, his property damage liability would cover the damage to his car. A) True B) False