QUESTION 41 1 points Save Answer The purpose of bank reserves is to protect depositors in case the commercial bank fails. O True O False QUESTION 42 1 points Save Answer A company's pension plan promises employees a specific amount of income when they retire. However, the plan does not have the assets to meet these future obligations to employees. This plan represents a defined- plan that is O benefit; underfunded O benefit; overfunded O contribution: underfunded O contribution; overfunded. QUESTION 43 1 points Save Answer Most public pension funds are defined benefit plans O TRUE O FALSE