Question 42 2 pts Rick and Susan are looking to buy insurance to cover Rick's salary since Susan is a stay-at-home mom to their three children. Rick's salary is $120,000 per yer and they feel like they would need to replace this for 20 years until the children are out of school. If they believe they can get a 4,5% return after taxes and Inflation, what are their insurance needs today? O $1.200.000 $1.248.761 O $2.400.000 51493.798