Question 42 4 pts A bank has made a loan charging a base lending rate of 10.5 percent. It expects a probability of default of 4 percent. If the loan is defaulted, the bank expects to recover 60 percent of its money through the sale of its collateral. What is the expected return on this loan? (4 pts.) Please express your answer as a percentage with 2 decimal places without a %. For example, if your answer is 5.26%, you would enter your answer as 5.26