Question 43 4 pts A bank is planning to make a loan of $10,000,000 to a firm in the automotive industry. It expects to charge a servicing fee of 60 basis points. The loan has a maturity of 10 years with a duration of 9.2 years. The cost of funds (the RAROC benchmark) for the bank is 11 percent. The bank has estimated the maximum change in the risk premium on the automotive sector to be approximately 5.4 percent, based on two years of historical data. The current market interest rate for loans in this sector is 14 percent. Using the RAROC model, what is the loan's RAROC? (4 pts.) Please express your answer as a percentage of 2 decimal places without a %. For example, if your answer is 5.26%, you would enter your answer as 5.26